Consumer Notice:
A Short-term or Installment Loan and/or Cash Advance is made for the purpose of assisting consumers with short-term financing to resolve immediate cash needs and should not be considered a long-term solution. Submitting a loan or cash advance request on this website does not guarantee that you will be connected with an independent lender or approved for a loan or cash advance. Loan terms, including loan amounts and transfer times for loans, vary among lenders and may be dependent upon the laws of the state in which you reside. If you are connected with a lender on our website, you may be directed to a third-party website whose privacy practices and terms of use may significantly differ from our own. You are encouraged to read your lender's privacy practices and terms of use. Consumers facing financial debt difficulties should seek advice from the appropriate professional before entering into any type of loan. You are encouraged to contact your lender directly for more information. Our lender marketplace includes state and Tribal lenders. Tribal lenders' rates and fees may be higher than state-licensed lenders, and are subject to federal and tribal laws, not state laws. In addition to traditional loans, some lenders in our marketplace may offer a line of credit.
Disclaimer:
loanaccessusa.com's "Terms of Use" and "Privacy Policy" submit to the use of this website and the services it provides. This site is not a lender, does not broker loans to lenders, and does not make cash advances or credit decisions. This site also does not constitute an offer or a solicitation to lend. This site offers an infomediary service that will attempt to connect you with independent, third-party lenders and financial service providers who may secure a short-term loan or cash advance for you and thus the specific terms and conditions of the specific lender will submit to any loan or cash advance a borrower takes out. Any display of APR, loan amounts, interest or other loan details are only estimations. In reality these amounts will vary by lender and by borrower. Lending decisions are based on many factors, including but not limited to credit history, employment history, and loan repayment history. Please note that some lenders may perform credit checks as part of their credit transaction approval process which may or may not affect your credit score. Credit checks through TransUnion, Equifax, or Experian may leave a record and affect your credit score. By submitting information through our website for the lenders, you affirmatively agree to allow such lenders to review, verify, and research your information in this manner. For information and questions regarding Short-term or Installment Loans and/or Cash Advances and credit checks, please contact your lender directly. You are under no obligation to use our service, to initiate contact, or request credit or any loan product with any service provider or lender.
Marketing Disclosure:
The operator of this website is a marketer who is compensated for their services as described in this marketing disclosure and does not endorse or recommend any lender on or through this site. While consumers are not charged a fee for our service, we are compensated by the lenders, or other businesses to which we may direct you. The amount of compensation we are paid, along with other factors, may impact which offer you are presented. The offer you receive may be from the lender or company that provides the highest compensation. Our website does not include all available lenders or available offers. We encourage you to research other available loan options to find the right loan product(s) for your situation.
Caution:
Late payments of loans may result in additional fees or collection activities, or both. Each lender has its own terms and conditions. Please familiarize yourself with your lender's policies for further information. Non-payment of your loan could result in collection activities and your lender may report late payment history to consumer reporting agencies which could impact future lending decisions by your current lender or future lenders. Each lender has its own terms and conditions. Please read the terms of your loan agreement carefully and familiarize yourself with your lenders' policies. Every lender has its own renewal policy, which likely differs from lender to lender. Please review your particular lender's renewal policy.
Availability:
Lenders that participate in the services provided by this website do not offer loans in every state. If you are from a state that the lenders do not service, you will not be able to be connected to that lender. Our service does not constitute an offer or solicitation for any loan products that are prohibited by state law. Additionally, this is not a solicitation for any particular loan and is not a loan offer. Our website makes no warranties, guarantees, or representations that you will qualify for any third-party services by using our website or completing an inquiry form. The services provided on this website are void where prohibited. Loan terms, including loan amounts, interest rates, and transfer times for loans vary among lenders and may be dependent upon the laws of the state in which you reside. Our website is not intended for use by citizens of the European Union and we specifically exclude those citizens, wherever located.
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